Your Clients Save 50% on Taxes. That Capital Stays in Your Book.
The Strategic Giving Partnership is an IRS-compliant structure that permanently reduces your client's annual tax liability by 50% or more — and keeps the retained capital under your management.
IRC §170 Compliant
Supported by independent tax opinion from qualified legal counsel
$500k+ Tax Liability Minimum
Client threshold ensures the structure delivers meaningful savings
No Advisor Liability
Structured for referral, not advice — your compliance is protected
The Structure
What Is the SGP — and How Does It Actually Work?
The Strategic Giving Partnership (SGP) is a Limited Partnership structure that enables business owners and investors to make substantiated charitable contributions through an IRS-compliant vehicle — generating a permanent IRC §170 charitable deduction equal to 50% or more of their annual tax liability.
Unlike deferral strategies that create future tax obligations, or loopholes that require aggressive interpretation, the SGP is structured around established charitable giving law. The deduction is permanent. The strategy is documented. And it's supported by an independent legal opinion from qualified tax counsel.
This is not a gray-area maneuver. It is a permanent structural change to how your client's income is characterized for tax purposes each year.
Legal & Compliance Foundation
The SGP is supported by multiple formal tax opinion letters from legal firms, addressing IRC §170 charitable deduction treatment and Limited Partnership structure compliance. Relevant code sections and documentation available to qualified referral partners upon request.
Permanent annual reduction in federal tax liability
Future tax liability created — this is not a deferral strategy
Minimum annual tax liability for client qualification
The Partnership Model
How the Referral Partnership Works
You Identify a Qualified Client
Business owners, physicians, attorneys, or investors with $500k+ in annual federal tax liability. You make a warm introduction — no tax advice required on your part.
We Handle the Entire Process
Our team manages qualification, structuring, legal documentation, CPA coordination, and LP setup. You are not involved in the advisory or implementation process.
Your Client Saves — You Retain Capital
When your client reduces their tax bill by $300k–$1M+ annually, that retained capital stays in your management. The SGP grows your AUM, not ours.
Your Compliance Is Protected
You are a referring advisor, not the implementing party. The advice, liability, and implementation rest entirely with us — not with you or your firm.
The Partnership Deepens Relationships
Bringing a solution that saves your client $300k–$1M+ per year changes how they view you. You become the advisor who unlocked a level of wealth preservation their CPA never offered.
Referral Economics Are Clear
Partner economics are discussed during our onboarding call. We structure the relationship to be compliance-friendly for RIAs, broker-dealers, and independent advisors.
For Your Compliance Team
What Your Compliance Officer Will Want to Know
Referral, Not Advice
You are making a referral to a specialized tax advisory firm — not providing tax advice yourself. The SGP structuring, documentation, and liability sit entirely with Structural Tax Advisors and the implementing tax counsel. Your role is introductory.
Supported by Legal Opinion
The SGP structure is supported by an independent tax opinion letter addressing the IRC §170 charitable deduction position. This documentation is available to qualified partners and can be reviewed by your legal or compliance team prior to any client introduction.
Established Legal Framework
The strategy is built on the Internal Revenue Code §170 charitable deduction — not on novel or untested theory. The Limited Partnership structure is a recognized, documented entity type with decades of established IRS precedent.
By Advisor Type
Built for Your Specific Practice
Add $2M–$5M to Your AUM Per Client Relationship
When a client with $1M in annual tax liability saves 50% through the SGP, that’s $500k of new retained capital every year — capital that would have gone to the IRS. Over 10 years, that’s $5M in new AUM per client, without acquiring a single new relationship.
- ✦AUM growth from retained capital — not new client acquisition
- ✦Deepen relationships with a value-add no other advisor offers
- ✦Compliance-friendly referral structure for RIAs and IBDs
- ✦Differentiate your practice from fee-only and commission advisors alike
The Financial Advisor's Guide to the SGP
A 12-page confidential briefing covering the SGP mechanism, compliance foundation, client qualification, and referral partnership structure.
Download the Financial Advisors BriefingNew AUM per client saving $500k/year over 10 years
Permanent annual tax reduction
Minimum annual tax liability to qualify
Advice liability on your part
Client Qualification
Which Clients Qualify for the SGP?
Before making an introduction, you should be able to scan your book and identify qualified clients in under a minute. Here's the threshold:
Strong Candidates
- Business owners with $500k+ in annual federal tax liability
- Physicians in private practice or ownership positions
- Attorneys with $5M+ in annual practice income
- Founders approaching or post-liquidity event
- Real estate investors with consistent annual income
- Family office principals with active business income
Disqualifying Factors
- Annual tax liability below $500k
- Primarily passive income with no active business
- Clients already utilizing conflicting tax structures
- Non-US tax residents
- Entities in regulated industries with compliance restrictions
What Advisors Say
From Advisors Already in the Partnership
"The SGP changed what I could offer at the $5M–$20M client level. My CPA couldn’t give them this. Their previous advisor couldn’t. I could. That matters.
Senior Wealth Advisor, Independent RIA
$180M AUM · Los Angeles, CA
"I was skeptical about the compliance angle. After reviewing the opinion letter and the partnership structure, I was comfortable. My compliance officer was, too.
Managing Director, Boutique Family Office
UHNW Client Base · Southern California
"One physician client saved $640k in the first year. That capital stayed in my book. I didn’t acquire a new client — I deepened an existing one substantially.
Fee-Only Financial Planner
Medical Specialist Focus · Orange County, CA
"Most tax strategies I’ve seen are either aggressive or one-time events. This is neither. It runs annually, it’s compliant, and it compounds the relationship every year.
Exit Planning Advisor, Certified Exit Planning Advisor (CEPA)
Business Owner Focus · Los Angeles, CA
Testimonials reflect advisor experiences. Results vary by client structure, income level, and tax profile. Names withheld per partner confidentiality agreements.
The Financial Advisor's Guide to the SGP
- —The plain-English mechanism behind the SGP structure
- —Full IRC §170 legal framework and compliance foundation
- —How to identify qualified clients in your existing book
- —How the referral partnership is structured (and your liability position)
- —Client conversation scripts and objection handling
- —Case study: $800k annual savings for a business owner client
12-page briefing for Financial Advisors serving $10M+ clients
Financial Advisors Briefing
Everything You Need Before Making an Introduction
Download our confidential financial advisors briefing — a complete overview of the SGP structure, legal foundation, client qualification criteria, and referral partnership terms tailored to your practice.
We do not share your information. You'll receive the briefing document and an optional follow-up from our advisor partnerships team.
Frequently Asked Questions
Common Questions From Advisors
How does the SGP referral partnership work?
You introduce qualified clients — business owners with $500K+ annual tax liability — and we handle the entire implementation. You retain the client relationship, earn referral compensation, and your client receives a permanent 50% tax reduction. There is no cost to you or your client for the initial consultation.
Will the SGP conflict with my existing advisory relationship?
No. We work alongside your existing team — CPAs, attorneys, and wealth managers. We design the tax structure; your team continues handling compliance, filing, and ongoing advisory. Many advisors find the SGP strengthens their client relationships by delivering outsized value.
What is the minimum client profile for the SGP?
We work with business owners, physicians, attorneys, and investors earning $2M+ annually with at least $500K in annual tax liability. Below that threshold, the complexity and administration costs typically do not justify the savings.
Is the SGP IRS-compliant? What if my client gets audited?
The SGP is built on IRC Section 170 — one of the most established provisions in the Tax Code, in place since 1917. Every structure is backed by formal legal opinion letters from independent tax counsel. We provide full audit support and documentation for every client.
How long does implementation take?
Most clients see their first tax reduction within 60–90 days. The initial structure setup takes 4–6 weeks, and the benefits begin accruing immediately. This is not a year-end strategy — it works best when implemented early in the tax year.
What compensation do referring advisors receive?
Compensation varies based on the engagement structure and client profile. We discuss specifics during the partner onboarding call. Many advisors also see significant AUM growth as clients redirect tax savings into investable assets under their management.
Next Step
Ready to Add the SGP to Your Practice?
Join financial advisors, private bankers, M&A advisors, and exit planners who are delivering permanent 50% tax savings to their highest-value clients — and growing their AUM in the process.
We accept a limited number of new advisor partnerships each quarter.